It's that time again.  Time to open a Vacation Club account! 
It's time you had the vacation of your dreams.  Don't use charge cards. Open a vacation club account.  
Set up automatic transfers to your account 
Deposit when you can, as often as you wish 
Use Online Banking to set up direct deposit or check your balance 
Access over 55,000 Allpoint ATMs across the nation at no charge 
Earn interest while saving 
Use as a debit card for cash back 
Safer than checks, cash and traveler's checks 
Protect your primary account.  Leave it at home and take your Vacation Club card instead.   
Inquire at your nearest branch office.  
Why e-Statements, you say? 
Not only are e-Statements SMART - They're easy, convenient and safer than mail. 
  • They're fast - Just click and view
  • They're simple - No paper clutter
  • They're secure - Less chance of ID theft
  • And, at First Bank & Trust Company, they're FREE!
  • Oh, and did we say, they're GREEN?
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    First Bank & Trust Company offers a variety of checking account options that are sure to meet your unique need: 
     
  • Traditional Checking
  • Ecolink Paperless Checking
  • Senior Citizens Checking
  • First Pay Checking
  • Interest Checking
  • Money Market Accounts
  • Vacation Club  

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    Traditional Checking 
    First Bank and Trust Company Checking is a traditional checking account that is completely free of service fees or charges. Customers can access their funds via standard checks, VISA Debit Cards, FirstCall and through First Bank Online Banking. 
     
    Features 
  • Open an account for only $50
  • No monthly service charges - period!
  • No minimum balance requirements
  • Monthly statements are sent to your home
  • You have access to your funds at any time
  • Funds are FDIC insured
  • Check images are returned with your statements
  • Unlimited transfers to other accounts
  •  
    Benefits  
  • Funds are secure at all times
  • Save hundreds of dollars in fees!
  • Record of all payments
  • 24 hour access to money
  • Establishes financial credibility
  • Receive direct deposit of checks
  • Ability to wire money worldwide at any time
  • Ability to stop payment for products or services
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    Ecolink Checking 
    First Bank & Trust Company has been making a difference in the lives of our customers for 34 years by consistently developing products and services that meet our customers’ needs. Therefore, we feel strongly about offering a product that’s not only environmentally responsible, but makes your life a lot easier. Introducing EcoLink © Checking. This eco-friendly arrangement gives your checking account a fresh, nature-friendly twist, and can be opened with just $50. 

  • Free Visa Check Card
  • Free Online Banking
  • Free e-Statement delivery
  • Free Online Bill Pay
  • Free Allpoint ATMs at over 55,000 locations across the nation
  •  
    Open your EcoLink© checking account now, and receive a free gift while supplies last. Linking your life to your world! 
     
    Senior Citizens Checking  
    First Bank & Trust Company Senior Citizens Checking is a special checking account for those over age 55. It has all of the features of our First Bank Checking account, including absolutely no service fees or charges. It also offers free checks! Customers can access their funds via standard checks, VISA Debit Cards, FirstCall and through First Bank & Trust Company Online Banking.  
     
    Features 
  • Open an account for only $50
  • No monthly service charges - period!
  • No minimum balance requirements
  • Monthly statements are sent to your home
  • Complimentary safety-style checks
  • You have access to your funds at any time
  • Funds are FDIC insured
  • Check images are returned with your statements
  • Unlimited transfers to other accounts
  •  
    Benefits  
  • Funds are secure at all times
  • Save hundreds of dollars in fees!
  • Record of all payments
  • 24 hour access to money
  • Receive Direct Deposit of benefits
  • Winter or vacation statements
  • Direct payment out of account for utility or other regular bills
  • Ability to stop payment for products or services
  •  
    First Pay Checking 
    First Pay is a streamlined checking account which allows for Direct Deposit of payroll and access to funds via a Visa Check card.    
     
    Who needs First Pay?  
    Direct deposit of your payroll, if offered by your employer. 
    If you have had previous problems with your checking account, First Pay offers a fresh start. 

  • Limited purpose, reloadable card
  • Use anywhere Visa is accepted
  • Get cash back at any branch location or at over 55,000 Allpoint ATMs no charge
  • Get more information
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    Interest Checking 
    First Bank Interest Checking has all of the features of our First Bank Checking account, including absolutely no service fees or charges. It also allows you to 
    earn interest on your account balance*.  
     
    Features  
  • Open an account for only $2,500
  • Earn competitive interest if account balance is maintained at $2,500 or greater
  • No monthly service charges, even if account balance drops below $2,500
  • Monthly statements are sent to your home
  • Access to funds at any time
  • Funds are FDIC insured
  • Check images are returned with your statements
  • Unlimited transfers to other accounts
  • You can access your funds via standard checks, VISA Debit Cards, FirstCall and through First Bank & Trust Company Online Banking.
  •  
    Benefits  
  • Earn interest on checking $$$!
  • Funds are secure at all times
  • Pay no fees regardless of balance
  • Record of all payments
  • 24 hour access to money
  • Receive Direct Deposit of checks
  • Ability to wire money worldwide at any time
  • Ability to stop payment for products or services

  • Money Market 
    Money Market Checking is a limited checking account that pays competitive interest on the funds deposited. The interest rates vary based upon the range of deposits.*  
     
    Features  
  • Open an account for only $2,500
  • *Pays competitive interest based on the range of deposits from $0.00 to $25,000,   from $25,000 to $100,000, and over $100,000.
  • There are no fees for lower balances
  • Monthly statements are sent to your home
  • 3 check and 3 phone or personal transfers
  • Funds are FDIC insured
  • Check images are returned with your statements
  • You can access your funds via standard checks, VISA Debit Cards, FirstCall and through First Online Banking
  •  
    Benefits  
  • Higher interest based on balances!
  • Funds are secure at all times
  • Pay no fees regardless of balance
  • Record of all payments
  • 24 hour access to money
  • Receive Direct Deposit of checks
  • Ability to wire money worldwide at any time
  • Ability to stop payment for products or services
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    FDIC
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