Make it easy. Make it merry. Make it a Christmas Club Account!
The Christmas Club account gives you a special way to save for extra expenses during the holidays. With only a $5 minimum deposit and no minimum balance requirement and no monthly service charges, we make it easy.
Features: $5 minimum depositNo monthly service chargesNo minimum balance requirementOpen year-roundAutomatic draft for depositInterest earned annually
Traditional Savings Accounts
The First Bank & Trust Company Savings Account is a traditional savings account that is completely free of service fees or charges.
Competitive interest is paid on all deposits down to one cent. Free savings with no catches and no limitations!
Features Open an account for only $25No monthly service chargesNo minimum balance requirementsQuarterly statements are sent to your home Unlimited withdrawals at any office or via ATM card transactions Funds are FDIC insured Interest is compounded quarterly No charge for direct deposit Unlimited account inquiries Register for recording transactions Benefits Earn interest on every penny! Insured investment
Traditional IRA's allow you to better provide for your retirement by deferring the taxation of your investment until it is withdrawn.
First Bank & Trust Company Individual Retirement Accounts are tax-benefit accounts that are authorized by Congress.
Features: You can open an IRA with $100 Contributions can be made at any time in amounts of $5 or greaterAnnual contributions are limited to $5,000 ($6,000 for anyone over 50). Contributions may be tax deductible Funds are taxable when they are distributedThere may be a tax on funds taken out before age 59 1/2, please consult your tax advisor. Distribution must start by age 70 1/2
Benefits Tax deferred growth of earnings!Possible tax deduction for annual contributionsWide choice of fixed rate, variable rate, CD terms and mutual funds Spouse can inherit IRA Automatic savings availableFlexible pay out schedule More secure financial future
Roth IRA's are not tax-deferred, but once you retire the distribution of earnings is tax free.
First Bank & Trust Company Roth Individual Retirement Accounts are tax-benefit accounts that are authorized by Congress. Roth IRA's are not tax-deferred, but once you retire the distribution of earnings is tax free.
Features You can open a Roth IRA with $100 Contributions can be made at any time in amounts of $5 or greater Annual contributions are limited to $5,000 ($6,000 for anyone over 50).Contributions are not tax deductible There may be a tax on funds taken out before age 59 1/2. Please consult your tax advisor. No requirement to begin distribution by age 70 1/2 Open to all wage earners with salaries less than $150,000, subject to restrictions.
Benefits Tax-free distribution of earnings! Flexible pay out schedule that does not have to start at 70 1/2 Wide choice of fixed rate, variable rate, CD terms and mutual funds Spouse can inherit IRA Automatic savings available You can convert existing IRA's to Roth IRA'sMore secure financial future
Health Savings Accounts
Health Savings Account (HSA) is an alternative to traditional health insurance; it is a savings product that offers a different way for you to pay for health care.
You can sign up for a health savings account with First Bank & Trust, or your employer may set up a plan at your place of employment.
DISCLAIMER: This business is not responsible for and has no control over the subject matter, content, information, or graphics when viewing links attached to this website.