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First Bank and Trust Company is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Traveling Outside United States
Fraud risk is greater outside of the United States. To lower risk of fraudulent transactions, we restrict use of our cards in foreign countries. If you plan to travel outside the US, contact us to activate your card for use in other countries during your trip.

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