Part of the community for over 25 years, we
know that successful businesses drive the
economic health of the region.
Merchant Credit Card Services

First Bank and Trust Company believes in your business. That is why we have a variety of business services tailored to organizations large and small. At the foundation of our business services is our Business Checking Account. Just like our personal checking accounts, this checking account is absolutely free.

No minimum balance, no fees, no monthly service charges. Companies that have a large number of deposits, checks written on their account or significant cash deposit and withdrawal needs may prefer our Analyzed Business Checking Account. It offers the latest in account processing technology to allow you to manage your resources more effectively and simplify your cash management. All at a price that is significantly less than that charged by larger banks.

Automated Clearing House Services are electronic transfers used by businesses who want to reduce their check processing costs, increase their funds management and take advantage of technological efficiencies. It eliminates the manual processing of checks and deposits by conducting them through the secure national network of Federal Reserve banks.

Organizations with larger balances can truly put every penny of their money to work for them with First Bank Cash Management Services. Among these are sweep services, repurchase agreements, ACH services, zero balance accounts, overnight investments and lines of credit.

Our Cash Management Services will ensure that you get the most out of your cash every day. First Bank & Trust Company's Merchant Credit Card Services allow your business to easily accept major credit and check cards with minimal risk. For more information on our business products, please call or email your local branch manager.

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