First Bank & Trust Company. The Bank That Puts You First.

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First Bank works with all federal, state and local government agencies, local employers and
others to allow for direct deposit automated transfers to and from your First Bank accounts.

Features
* Funds deposited or withdrawn automatically
* Deposits or transfers begin and stop at your discretion
* Deposits or transfers occur on the same date every month or pay period
* There is no charge for setting up Direct Deposit or Automatic Transfers
* You can receive confirmation of your deposit or withdrawal 24 hours a day via FirstCall or soon via First Bank Online Banking!

Benefits
o Eliminates check writing hassles!
o Worldwide access to your funds at any location that accepts VISA or any PLUS ATM
o Cash when you need it!
o Get credit card convenience without credit card costs
o Access to all First Bank accounts

For more information, contact our Direct Deposit team or call:
276.623.2323 (ext 240) or
276-623.2323 (ext 219)