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Traditional IRA's allow you to better provide for your retirement by deferring the taxation of your
investment until it is withdrawn.
Other savings: Traditional Savings | Roth IRA

First Bank Individual Retirement Accounts are tax-benefitted accounts that are authorized by Congress.

Features:
* You can open an IRA with $100
* Contributions can be made at any time in amounts of $5 or greater
* Annual contributions are limited to $4,000 ($4,500 for anyone over 50).
* Contributions may be tax deductible
* Funds are taxable when they are distributed
* There may be a tax on funds taken out before age 59 1/2, please consult your tax advisor.
* Distribution must start by age 70 1/2

Benefits
* Tax deferred growth of earnings!
* Possible tax deduction for annual contributions
* Wide choice of fixed rate, variable rate, CD terms and mutual funds
* Spouse can inherit IRA
* Automatic savings available
* Flexible pay out schedule
* More secure financial future