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FULL-SERVICE BANKING

Tailored Solutions for Every Financial Goal

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Personal Checking Accounts

Start your banking journey with us today! In just a few minutes, you can open an account online and begin utilizing all that our industry-leading digital banking platform has to offer.

Explore Our Personal Checking Accounts
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Business & Commercial Banking

Optimize your business's financial performance with our commercial banking services, covering all your daily financial needs and strategic financing for seamless operations.

Explore Our Business Banking Services
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Wealth Management Services

Secure your financial future with our expert wealth management services, designed to chart a course for your unique legacy.

Explore Our Wealth Management Services
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A woman smiles while engaging with her phone and laptop, showcasing a moment of joy in her digital interaction.

Personal Checking Accounts

Start your banking journey with us today! In just a few minutes, you can open an account online and begin utilizing all that our industry-leading digital banking platform has to offer.

Explore Our Personal Checking Accounts
Healthcareservicesimg3

Business & Commercial Banking

Optimize your business's financial performance with our commercial banking services, covering all your daily financial needs and strategic financing for seamless operations.

Explore Our Business Banking Services
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Wealth Management Services

Secure your financial future with our expert wealth management services, designed to chart a course for your unique legacy.

Explore Our Wealth Management Services
Enhanced Business Online Banking

We are the bank that puts your business first.

Get started with Business Online Banking from First Bank and Trust Company and put the full functionality and features to work for your business.

Explore Business Online Banking
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Agricultural Loans

Cultivating Success for Farmers and Agricultural Businesses

From agricultural loans and financing services to personal checking and savings for farmers, First Bank and Trust Company will help you expand farm operations, fund real estate and improvements, purchase equipment, livestock and open operating lines of credit. Work with one of the top agricultural lenders in the nation that offers the experience and local support you need for Ag business.

Explore our Agricultural Lending Solutions

What Makes Us Different

Customer Service

Friendly associates that live out the tagline, "The Bank That Puts You First"

Experience

Industry experience that empowers your financial success

Technology

Over 20 digital integrations and cutting-edge financial tools

Privately-Held

Freedom to innovate, serve clients, and focus on the future

Customer Service

Friendly associates that live out the tagline, "The Bank That Puts You First"

Experience

Industry experience that empowers your financial success

Technology

Over 20 digital integrations and cutting-edge financial tools

Privately-Held

Freedom to innovate, serve clients, and focus on the future

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Testimonials

Hear From Our Valued Clients

“What sets First Bank and Trust apart is the small banking mindset-where you're a name, not just a number. It's about having a real relationship with people who care about more than just banking you-they care about your business and want to see you succeed.”

Reid and Jaclyn S., WILDERS
Learning Center

Helping Clients With Financial Guidance

Visit Our Learning Center
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Operating in North Carolina

We've expanded access to our comprehensive banking solutions into North Carolina. Operating as First Bank & Trust Co. of Virginia, we're helping more members of the community achieve their financial goals while maintaining our customer-centric focus. Our North Carolina team members are here to provide expertise in agricultural lending, mortgage lending, business lending and banking, and much more.

View North Carolina Locations

Free Checking Disclosure

*$50 opening deposit required. eStatement enrollment required to avoid $2 paper statement fee.

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