VA Home Loans

VA Loans come with a range of benefits designed to make homeownership more accessible for servicemembers and veterans. Some key advantages are:

• No Down Payment: VA Loans offer the advantage of purchasing a home without the need for a down payment.
• Qualification: The qualification process is designed to be more flexible, making it easier for eligible individuals to secure a VA Loan.
• No Private Mortgage Insurance (PMI): Unlike conventional loans, VA Loans do not require private mortgage insurance, potentially saving you money on monthly payments.

Explore the different types of VA Loans and their associated limits to find the right fit for your homeownership needs.

Types of VA Loans

• Purchase Loans: Use a VA Loan to buy a new home with favorable terms and conditions.
• Interest Rate Reduction Refinance (IRRRL): Refinance your existing VA Loan to reduce your interest rate and monthly payments.
• Cash-Out Refinance: Tap into your home's equity with a cash-out refinance for various financial needs.
• Permanent Financing: When transitioning to permanent financing after construction or renovation, use a VA Loan for favorable terms and conditions. 

VA Loan Limits

VA Loan limits vary by location. Our Mortgage Bankers can provide information on the specific limits that apply to your desired area.

Repaying a VA Loan is simplified with the structure of a fixed-rate loan. With a fixed-rate loan you can enjoy stability of a fixed interest rate throughout the life of the loan, providing predictability in monthly payments.

Make the VA Loan process smoother with helpful tools and streamline the application process with a checklist that includes the necessary documentation, such as the DD214 form.

Our Mortgage Bankers are dedicated to providing the tools and support you need to navigate the VA Loan process successfully. Contact us to get started on your path to homeownership.