About The First Bank and Trust Company

First Bank and Trust Company, headquartered in southwest Virginia, provides individuals and businesses with an exceptional suite of tools, resources, and solutions to navigate financial life. We are in our 44th year of operations and are a growing community bank comprised of friendly, experienced associates ready to help you. Our specific goal is to provide exceptional customer service, and that philosophy is embodied in our company slogan, "The Bank That Puts You First." 

Map of Virginia and city locations

Our History.

First Bank & Trust Company began as a single-office bank in Lebanon, Virginia, with one million dollars in capital. Today, we remain a privately-held financial institution with $3 Billion in assets, operating nineteen full-service and seven loan offices in Virginia, five full-service and one loan office in Tennessee, and three full-service and one loan office in North Carolina.

Our Rankings.

  • Ranked #1 among Virginia Banks, based on overall performance.*
    *As reported by the Financial Management Consulting Group (FMC) 2022 Performance Report.
  • Ranked 4th largest Ag Bank in the nation, 30th largest agricultural lender among all U.S. commercial banks.**
    **Ag loans and loans secured by farmland equal or exceed 25% of total loans. FDIC data as of June 30, 2022.
  • Ranked 4th among Virginia Banks for (SBA) Small Business Administration lending.***
    ***As reported by U.S. Small Business Administration for the fiscal year 2022.

Our Focus.

Our focus has always been on providing innovative financial solutions in a community banking environment, where exceptional customer service is our top priority.

Since our inception, we have proudly offered free checking with no fees or minimums. In addition, we are proud to offer a free industry-leading digital banking experience. Whether you want to pay a few bills online or wish to manage your full financial life, our digital banking tools can support your every need.
We also cater to local businesses, large and small, who wish to take advantage of a community bank that offers all of the business services expected from a larger institution.
Caring for your individual and business financial needs reminds us daily that we are privileged to have your trust.

Our Performance.

View our annual reports for an in-depth view of First Bank and Trust Company's strength and overall performance.

 Hear What Our Business Customers are Saying:

To ensure that the company can meet this objective First Bank & Trust has partnered with outstanding providers to offer the following services in addition to traditional bank services. As a Member of the Federal Home Loan Bank of Atlanta, First Bank provides access to national funding sources.

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