Commercial Banking & Lending

The Strategic Financial Partner for Government and Municipal Financing

As a leader in local government or municipal administration, you can rely on First Bank and Trust Company's unwavering commitment and expertise in providing tailored support for your government entity. We understand the unique challenges and financial needs that drive your success, and we can help you navigate the intricate landscape of credit and treasury needs for your local government, allowing you to stay focused on enhancing public services. Our team of experienced commercial lenders is here to be your strategic financial partner, offering comprehensive solutions to empower the growth and efficiency of your municipal operations.


Why Choose Us for Local Government Banking and Financing?

Government Understanding 

We don't just provide financial services; we understand the complexities of local government operations. Spend more time discussing your community's needs and goals with us, and less time explaining the fundamentals of municipal administration. Our team brings in-depth knowledge and expertise, ensuring that our solutions are finely tuned to meet the unique challenges and opportunities you face in local governance.

Versatile Financial Solutions

Whether you're involved in infrastructure development, public services, community planning, or any facet of municipal administration, our financial solutions are designed to cater to your specific needs. From funding for public projects to managing revenue streams to collecting tax payments and even employee payroll, we offer versatile credit and financing options, as well as treasury services and cash management solutions to fuel the growth of your local government.

Resource Network

With a rich history of supporting local governments and municipalities, First Bank and Trust Company offers more than just financial support. Our extensive resource network can connect you with government experts, regulatory insights, and strategic partnerships to enhance the efficiency and effectiveness of your municipal operations.

We Are Your Strategic Partner

At First Bank and Trust Company, we take pride in being more than just a bank; we are your strategic partner in the success of your local government. Connect with our commercial lending experts who share your commitment to community service. Let us be the catalyst for your municipal growth, providing the financial support and insights you need to thrive.

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