What Online Bill Pay Does For Your Business 
 
Automatic bill payments.  
Bill payments may be scheduled up to a year in advance.  
Recurring bill payments.  
 
Avoid late fees. Payments can be set up so that your bills are automatically paid when you want.  
 
Customized bill payments. 
 
Request a check be sent to any biller or individual.  Access your account online—any day, anytime. 
 
Track your payment history to view who you paid, when the payment occurred and the amount of the payment. Change or stop a scheduled payment.  View your payment history. Save time and postage costs. 
 
Getting Started 
 
The cost is free for consumers and .49 per bill for businesses.  
Signing Up: First, enroll in Online Banking by clicking here. Complete the online enrollment form. Your banking ID will be mailed to you within 10 business days. Once you have enrolled in Online Banking, go to your local First Bank & Trust office, let them know you've enrolled in Online Banking, and tell them you want to sign up for Online Bill Pay. 
 
Accessing your online account: After you've received your online banking ID and PIN, simply go to www.firstbank.com. Select Online Banking and you will be prompted to enter your online banking ID and PIN. The first time you log in, your PIN will be the last four digits of your tax identification number. You will be required to change your PIN the first time you access Online Banking, and you will be required to select a personalized image which will only appear on the authentic First Bank & Trust Company Online Banking page. 
 
Guaranteed security. Your banking information never travels the internet without encryption protection.  
 
Login sessions have a time out limit of 10 minutes. After the limit is reached, you are required to login again. 
 
Password guessing is detected and reported. Internet security is not a one-time task. We are constantly developing and implementing security enhancements to ensure the integrity of our online banking system. 
 
 
Online FAQs 
 
Online Help  
 
More Information 
Direct any questions about First Bank & Trust Online Bill Pay to the Operations Center at 276-623-2323 and ask for the Online Banking Department. 
 
 
 
 
 
 
FDIC
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