Cash Management

First Bank & Trust Company provides a variety of cash management services to help your organization manage its finances. These solutions are tailored to meet the specific needs of your business.


First Bank & Trust Company's Merchant Credit Card Services allows your business to easily accept major credit and check cards payments from your customers. 

Features:

  • Offering a variety of options for processing credit card payments.
  • EMV Chip Card Compatible, Mobile and Web processing available.
  • Ask about accepting Gift Cards at your business. 

Benefits:

  • Local support
  • Innovative technology
  • Low cost equipment
  • Convenience for you and your customers


Resource Online

Access your Merchant Services Account


PCI Compliance

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First Bank & Trust Company currently offers payroll processing via ACH services.

Features and Benefits:

  • Process payroll electronically via First Teller or Cash Manager 
  • Convenient and more secure for you and your employees
  • Save printing and postage costs

Automated Clearing House (ACH) and Cash Management Services allow you to make convenient electronic transactions from a secure website. Pay employees and vendors securely and quickly via electronic transactions while maximizing your cash flow. 

Features:

  • Initiate one time or recurring payments from customers or to vendors
  • Provide direct deposit of payroll to an employee's account
  • Capability to auto debit customer's account for payments

Benefits:

  • You control the movement of funds
  • Quicker and more secure transfers
  • Convenience - you initiate the transaction
  • Environment - save paper and postage costs

Reconcile your account monthly.

Features and Benefits:

  • Download transactions of your checking account for the month into your accounting software.
  • Provides accurate information on your account’s activity. 
  • Allows the opportunity to address any discrepancies.

Convenient CD Statements available for Business customers with large statements.

Features and Benefits:

  • Each month a CD Statement is mailed with to your office containing account statements and copies of cleared checks
  • Print only what you need.
  • Easy to file for future reference.

Protect your business from Check Fraud.

Features and Benefits:

  • Submit a file through online banking referencing each check issued by your company.
  • FB&T will reference the information you provided against checks presented for payment. 
  • Only checks with correctly matching the information will be paid.