First Bank & Trust Company's Merchant Credit Card Services allows your business to easily accept major credit and check cards payments from your customers. 

Features:

• Offering a variety of options for processing credit card payments.
• EMV Chip Card Compatible, Mobile and Web processing available.
• Ask about accepting Gift Cards at your business.
  

Benefits:

• Local support
• Innovative technology
• Low cost equipment
  
• Convenience for you and your customers
  
  

ClientLine

Access your Merchant Services Account

PCI Compliance

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Point of Sale Services 

Clover Overview

Meet Clover Mini

Clover Flex

Payment Gateway

Watch the Payment Gateway video to learn more.

Authorize.net is a payment processor for merchant customers by way of mail, phone, online or in person. Recurring and invoicing options are available as well.

Software Solutions – First Bank & Trust partners with many third party providers such as Micros, Aloha, Datacap, Shift4 and Pavflow to name a few. 

First Bank & Trust Company currently offers payroll processing via ACH services.

Features and Benefits:

• Process payroll electronically via First Teller or Cash Manager 
  
• Convenient and more secure for you and your employees
  
• Save printing and postage costs
  

Automated Clearing House (ACH) and Cash Management Services allow you to make convenient electronic transactions from a secure website. Pay employees and vendors securely and quickly via electronic transactions while maximizing your cash flow. 

Features:

• Initiate one time or recurring payments from customers or to vendors
  
• Provide direct deposit of payroll to an employee's account
• Capability to auto debit customer's account for payments

Benefits:

• You control the movement of funds
  
• Quicker and more secure transfers
  
• Convenience - you initiate the transaction
• Environment - save paper and postage costs

Reconcile your account monthly.

Features and Benefits:

• Download transactions of your checking account for the month into your accounting software.
• Provides accurate information on your account’s activity. 
  
• Allows the opportunity to address any discrepancies.
  

Convenient CD Statements available for Business customers with large statements.

Features and Benefits:

• Each month a CD Statement is mailed with to your office containing account statements and copies of cleared checks
• Print only what you need.
  
• Easy to file for future reference.

Protect your business from Check Fraud.

Features and Benefits:

• Submit a file through online banking referencing each check issued by your company.
• FB&T will reference the information you provided against checks presented for payment. 
  
• Only checks with correctly matching the information will be paid.