First Bank & Trust Company began as a single-office bank in Lebanon, Virginia with one million dollars in capital. Today, we remain a privately-held financial institution with over $2.6 Billion in assets, operating twenty full-service and five loan offices in Virginia, with additional presence in Tennessee and North Carolina.

Our focus has always been in providing innovative financial solutions in a community banking environment, where exceptional customer service is our top priority. Specifically, we're passionate about commercial and business lending opportunities that enhance the communities we serve, and with financing available from $5,000 to $32 million, we are prepared to partner with you on operations both large and small.