At the foundation of our business service is our Business Checking Account. Just like our personal checking accounts, this checking account is absolutely free.* 
Free Online Banking - Check your balances, transfer funds, find the payoff balance of a loan 24/7. 
Online Bill Pay - No more writing checks, buying stamps and spending hours paying bills. Throw away the pen, the checkbook and all those stamps. 
First Teller Remote Deposit - Process consumer and commercial checks, money orders, cashiers and travelers checks - all electronically and securely from your office. 
Merchant Credit Card Services - Allows you to accept credit card payments - economically with low fees, great rates and excellent local customer support. 
Automated Clearing House (ACH) and Cash Management Services - Allows you to pay employees and vendors securely and quickly via electronic transactions while maximizing your cash flow.   First Bank & Trust business specialists can provide an analysis of your business, and offer customized credit solutions tailored to the specific needs of your business. 
  • Business Credit Lines
  • Equipment and business real estate loans
  • Revolving lines of credit
  • Business vehicles and equipment leasing
  • Business Credit Cards
  • Small Business Administration loans

  • * Minimum deposit to open a business checking account is $250. Companies that have a large number of deposits, checks written on their account or significant cash deposit and withdrawal needs may prefer our Analyzed Business Checking Account. It offers the latest in account processing technology to help manage resources more effectively and simplifies cash management needs. These services are delivered to your business at a price that is significantly less than that charged by larger banks  
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