What Online Bill Pay Does For You 
Automatic bill payments.  
Bill payments may be scheduled up to a year in advance.  
Recurring bill payments.  
Avoid late fees. Payments can be set up so that your bills are automatically paid when you want.  
Customized bill payments. 
Request a check be sent to any biller or individual.  Access your account online—any day, anytime. 
Track your payment history to view who you paid, when the payment occurred and the amount of the payment. Change or stop a scheduled payment.  View your payment history. Save time and postage costs. 
Getting Started 
You must be enrolled in Online Banking.  Once you have enrolled in Online Banking and have signed into your online banking account, you can enroll in Online Bill Pay online. 
Guaranteed security. Your banking information never travels the internet without encryption protection.  
Login sessions have a time out limit. After the limit is reached, you are required to login again. 
Password guessing is detected and reported. Internet security is not a one-time task. We are constantly developing and implementing security enhancements to ensure the integrity of our online banking system. 
More Information 
Direct any questions about First Bank & Trust Online Bill Pay to the Operations Center at 276-623-2323 and ask for the Online Banking Department.  
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