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Refer friends. Get rewarded.

Get up to $500 a Year in Referral Rewards

At First Bank and Trust Company, we’re celebrating the relationships we’ve built over 45 years by giving back to the customers who help us grow. Through our new Customer Referral Program—powered by ReferLive—you can invite friends to open a personal checking account and earn a $50 Visa® Reward Card when they meet qualifying criteria.

Start Referring
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How It Works

Register. Refer. Get Rewarded

Register

Receive a unique referral link when you enroll in our Customer Referral Program at referlive.com/firstbank.

Refer

Share your unique link via text, email, or social media with friends and family.

Get Rewarded

Once your friend opens an account and completes qualifying activities, you both get a $50 Visa® Reward Card.

Register

Receive a unique referral link when you enroll in our Customer Referral Program at referlive.com/firstbank.

Refer

Share your unique link via text, email, or social media with friends and family.

Get Rewarded

Once your friend opens an account and completes qualifying activities, you both get a $50 Visa® Reward Card.

50 Reward Visa Referlive50 Reward Visa Referlive

Reward Details

$50 For You. $50 For Them.

You’ll receive a $50 Visa® Reward Card after your referred friend:

  • Registers for the referral offer
  • Opens a new personal checking account*
  • Within 60 days, enrolls in eStatements and either:

    • Makes one direct deposit of $500+ OR

    • Makes 10+ debit card transactions (excluding ATMs)

Your friend also earns a $50 Visa® Reward Card after completing these steps!

*A $50 deposit is required when opening the account.
Please allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.


Ready to Earn Rewards?

Share the benefits of banking at First Bank and Trust Company today. The more friends you refer, the more you can earn!

Enroll & Start Referring

You’ll receive an email from ReferLive when your referral qualifies for a reward.

There’s no limit to how many people you can refer! However, you can earn a maximum of $500 in Visa® Reward Cards per calendar year.

Once your referral meets the requirements, your $50 Visa® Reward Card will be mailed to you by ReferLive.

Learning Center

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You already know the value of our personal checking accounts—but there’s more to explore. Discover products and services that help you (and those you refer) save smarter, borrow confidently, and plan for what’s next.

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