Public Finance Group 
First Bank and Trust Company is committed to serving the financial needs of government entities and non-profit organizations. 
 
First Bank and Trust Company also assists companies seeking long-term financing at favorable interest rates through the use of Industrial Revenue Bonds (IRBs).  An IRB is usually issued by a local government industrial development authority to help finance the acquisition, construction and/or equipping of a facility. 
 
Through the creative use of municipal leasing and short or long-term bond  
financing techniques, First Bank can bridge the gap between the need for new facilities, infrastructure or essential equipment which local governments confront each day due to budget constraints. 
 
Contact us today to learn more about how First Bank’s Public Finance Group can help meet your financing needs.  
 
Clients include: 
  • Local Governments
  • K-12 Schools – Private and Public
  • Colleges and Universities
  • Healthcare Institutions
  • Airports
  • Private and Publicly Owned Companies
  • Utility Authorities – Water, Sewer and Electric
  • FDIC
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