From Hometown to Campus, We've Got You Covered
August 1, 2023
We provide products and services to cater to our customers' needs through various stages of life. Here are the top ones for college students.
Checking with Perks
Where else can you get roadside assistance, cell phone protection, and discounts from your checking account? Gain access to the FirstPerks app when you open a Checking with Perks account and enjoy over 450,000 discounts and deals from national retailers and local businesses. Use this budget-friendly feature of the FirstPerks app to save money in your hometown or at your favorite places around campus.
Card Management
Maintaining academics and a social life in college can be challenging on its own--the last thing you want to worry about is a missing or stolen check card. With Card Management, available within the First Bank and Trust Company mobile banking app, you can turn your card on or off at any time. Card Management also allows you to set spending limits and monitor transactions within the app or by receiving instant alerts via text message. You can even set merchant preferences and limit usage based on location.
If you do end up losing your card, or if your card is stolen while you are away at school, you can accomplish all of the necessary steps for deactivating your card and ordering a new card from within the card management menu. First, you will need to select "report your card as lost/stolen", then request to "reorder card", and once you receive your new card, you can also "activate new card" using card management.
Mobile Banking
Our mobile banking app includes many convenient features including remote deposit. Remote deposit allows you to take a picture of a check and deposit the money into your account without ever stepping foot in the bank. If a family member sends you a check while on campus, you can deposit it as soon as you receive it.
Zelle®
First Bank and Trust Company's mobile banking app includes a transfer feature that allows you to make person-to-person payments. You can also send money to friends, family, and people you know in minutes1 using Zelle®. Pay a friend back for lunch or take care of your club dues straight from the First Bank and Trust Company mobile banking app. Zelle® also makes it easy to receive money from people you trust2 for those times when you pick up the check and settle with friends after your night out.
Never pay someone you do not know or trust, especially on online marketplaces. More about that here.
Allpoint ATM Network
At First Bank and Trust Company, we provide our customers with convenient and cost-free ATM services. Our ATMs are part of the Allpoint Network, which includes over 55,000 surcharge-free ATMs available worldwide. Allpoint ATMs are commonly located inside of Walgreens, CVS and Target shopping centers. To find the nearest Allpoint ATM, you can easily download the Allpoint app or visit our website.
In addition, First Bank and Trust Company offers convenient services such as Apple Pay, which can be accessed through our website. Above all, we take pride in delivering exceptional customer service. If you need help with any of the products mentioned above or wish to speak with a representative in person, please contact one of our branch locations.
1 Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
2 Must have a bank account in the U.S. to use Zelle.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Original Publish Date: August 29, 2019
Article Revised: August 1, 2023