First Bank and Trust Company Welcomes Wendi Carter as Mortgage Banker for the Johnson City Market
January 27, 2026
First Bank and Trust Company, a diversified financial services firm with assets of $4 billion, is pleased to announce the appointment of Wendi Carter as Mortgage Banker at its Johnson City, Tennessee branch. With a career rooted in community banking, Carter brings a relationship-driven approach to mortgage lending and a deep commitment to helping clients achieve their homeownership goals.
“From the very beginning of my career, I’ve worked in community banking because I believe in truly getting to know my customers,” Carter said. “When you understand what drives people and what matters most to them, it becomes much easier to help them reach both their immediate goals and their long-term vision.”
Carter is drawn to First Bank and Trust’s common-sense approach to lending and its ability to serve borrowers with diverse financial needs. She values the bank’s broad portfolio of mortgage solutions and its commitment to remaining a true relationship bank by servicing many long-term mortgages locally.
“Wendi is an excellent addition to our Johnson City team,” said Andy Puckett, Senior Vice President of the Mortgage Division at First Bank and Trust Company. “Her deep roots in community banking, commitment to relationship-based lending, and passion for guiding clients through the mortgage process align perfectly with our values. She understands that no two borrowers are the same, and she takes the time to ensure each client feels informed, supported, and confident every step of the way.”
Wendi’s office is located at the Johnson City branch. She may be reached by email at wcarter@firstbank.com or by phone at (423) 677-8987.
About First Bank and Trust Company
First Bank and Trust Company, one of the top community banks in the United States, is a diversified financial services firm with office locations throughout Southwest Virginia, the state’s Blue Ridge and Shenandoah Valleys, Northeast Tennessee, and North Carolina. The bank offers financial solutions through checking products for personal and business accounts, savings, money markets, and time deposit accounts. Lending services are provided through mortgage, agricultural, and commercial divisions. Comprehensive wealth management solutions are also available through trust and brokerage services.
For more information, visit Who We Are or contact Marketing at marketing@firstbank.com.
SOURCE: First Bank and Trust Company