Who We Are

About The First Bank and Trust Company

First Bank and Trust Company, headquartered in southwest Virginia, provides individuals and businesses with an exceptional suite of tools, resources, and solutions to navigate financial life. We are in our 43rd year of operations and are a growing community bank comprised of friendly, experienced associates ready to help you. Our specific goal is to provide exceptional customer service, and that philosophy is embodied in our company slogan, "The Bank That Puts You First." 


Our history.

First Bank & Trust Company began as a single-office bank in Lebanon, Virginia, with one million dollars in capital. Today, we remain a privately-held financial institution with $3 Billion in assets, operating nineteen full-service and six loan offices in Virginia, five full-service and one loan office in Tennessee, and two full-service and one loan office in North Carolina.

See a full list of our office locations here.

In addition to our convenient locations, we are proud to offer a free industry-leading digital banking experience. Whether you want to pay a few bills online or wish to manage your full financial life, our digital banking tools can support your every need.

Our focus.

Our focus has always been on providing innovative financial solutions in a community banking environment, where exceptional customer service is our top priority.
 
We cater to large and small businesses that wish to take advantage of a local bank that offers all of the business services expected from a larger organization. Since our inception, we have proudly offered free checking with no fees or minimums.
 

Caring for your financial needs reminds us daily that we are privileged to have your trust.

 

Our rankings.

  • Ranked 4th largest Ag Bank in the nation, 30th largest agricultural lender among all U.S. commercial banks.*
  • 4th Small Business Administration (SBA) Lender in Virginia.**

*Ag loans and loans secured by farmland equal or exceed 25% of total loans. FDIC data as of June 30, 2022.

**As reported by U.S. Small Business Administration for the fiscal year 2022.



View our Annual Reports




2019 Annual Report

2018 ANNUAL REPORT

2017 Annual Report

2016 Annual Report




 Hear what our business customers are saying:




To ensure that the company can meet this objective First Bank & Trust has partnered with outstanding providers to offer the following services in addition to traditional bank services. As a Member of the Federal Home Loan Bank of Atlanta, First Bank provides access to national funding sources.
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