Who We Are

About The First Bank and Trust Company

The Company is in its 42nd year of operations and can best be categorized as a growth company. 

Virginia based.

First Bank & Trust Company began as a single-office bank in Lebanon, Virginia with one million dollars in capital. Today, we remain a privately-held financial institution with over $2.6 Billion in assets, operating twenty full-service and five loan offices in Virginia, with additional presence in Tennessee and North Carolina.

See a full list of our office locations here.

Community focused.

Our focus has always been in providing innovative financial solutions in a community banking environment, where exceptional customer service is our top priority.
The Bank has carved out a regional market niche by catering to businesses large and small who wish to take advantage of a local bank that offers all of the business services that are expected from a larger organization. Since its inception, the company has a long and proud history of offering free checking to its customers. 

Caring for our customers' most basic financial needs serves as a daily reminder that we are privileged to have our customers' trust and that we must always put the needs of our customers first. It is the specific goal of the Company to offer the services customers and clients expect from larger financial services firms in a community bank environment. That philosophy is embodied in the corporate theme "The Bank That Puts You First." 


Nationally ranked.

*As recognized by Piper Sandler, Global Intelligence based on year-end 2021 performance. 

View our Annual Reports

2019 Annual Report


2017 Annual Report

2016 Annual Report

 Hear what our business customers are saying:

To ensure that the company can meet this objective First Bank & Trust has partnered with outstanding providers to offer the following services in addition to traditional bank services. As a Member of the Federal Home Loan Bank of Atlanta, First Bank provides access to national funding sources.
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