Who We Are

The First Bank & Trust Company is a diversified financial services firm with 21 full-service Branches and 4 Loan Production Offices.


Awards and Accolades


Virginia Offices: Abingdon, Bristol, Bridgewater, Christiansburg, Fairlawn, Harrisonburg, Lebanon, Lynchburg, Norton, Staunton, Verona, Waynesboro, Wise and Wytheville. Loan production offices in Roanoke, Rocky Mount, Winchester and Woodstock . Tennessee Offices: Bristol, Gray, Johnson City and Kingsport. 

The Company is in its 37th year of operations and can best be categorized as a growth company. 

The Bank has carved out a regional market niche by catering to small businesses and consumers who wish to take advantage of a local bank that offers all of the services that are expected from a larger organization. Since its inception, the company has a long and proud history of offering free checking to its customers. 

Caring for our customers' most basic financial needs serves as a daily reminder that we are privileged to have our customers' trust and that we must always put the needs of our customers first. It is the specific goal of the Company to offer the services customers and clients expect from larger financial services firms in a community bank environment. That philosophy is embodied in the corporate theme "The Bank That Puts You First." 

To ensure that the company can meet this objective First Bank & Trust has partnered with outstanding providers to offer the following services in addition to traditional bank services. As a Member of the Federal Home Loan Bank of Atlanta, First Bank provides access to national funding sources.


2015 Annual Report

2014 Annual Report

2013 Annual Report