Agricultural Loans & Financing

For flexible, convenient agricultural loans to support or expand your farm operation, you’ve come to the right place. Financing is available for real estate and improvements, equipment, livestock and operating lines of credit.

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Harrisonburg, Va - 540-437-0604

Abingdon, Va - 276-623-0128

Personalized Agricultural Loans

Communities are built around agriculture. First Bank & Trust Company offers simple, straightforward borrowing for the hardworking individuals who started it all.

At First Bank & Trust Company, our experienced lenders, management and Board of Directors are committed to the needs of the agribusiness industry. Many of our lending experts are farmers themselves.

There are many reasons to choose us for Ag financing:

Nationally ranked Agricultural Division
USDA Farm Service Agency (FSA) Preferred Lender
Active participant in the USDA Rural Development B&I Loan Program
Farmer Mac Originator
Easy application process
Local, personal customer service – we travel to you
Prompt decision making & processing
Repayment options designed for your operation
Full banking services for individuals, agricultural producers, and Agri-businesses

Meet our experienced lenders

Hear what our customers are saying:

Farm Loan Tools and Resources

It’s important that you make well-informed financial decisions. This is why we offer a variety of calculators, tools, and resources to help you along the way.

Tools & calculators

● Get an existing loan analysis

● Calculate your loan payment

● Try our enhanced loan calculator

● Apply Now

Other financing resources

● Get a quote for business insurance

● Compare other lending options

● Commercial Deposit Management services

Additional Lending & Banking Options with First Bank & Trust

Starting and growing your farm business takes financial planning and resources. Take a look at the additional banking and lending features we can offer you as well.

Business Lending

We offer Small Business Administration and USDA program loans that can be of further assistance. You’ll also find other programs designed specifically for your needs.

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Business Checking & Savings

Whether you are writing checks to your employees or managing the day-to-day business operations, checking and savings accounts are important. Let us complete a full business account analysis for you to ensure you are using the best, and most affordable, banking products.

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About our Ag Division

Nationally Ranked & Recognized

Our +40 years in the agricultural industry has not only proven our strong commitment to agriculture but has landed us 4th in the nation among Ag Banks, and 30th overall.*

Committed To Agriculture

We are ag industry specialists who anticipate and prepare for the cyclical nature of farming. Many of our lending experts are farmers themselves. They have a deep understanding of the industry, and know first-hand the vital role it plays in our economy.

Breadth & Depth of Experience

At First Bank & Trust, you are in competent, experienced, safe care when you trust the financial needs of your farm to First Bank & Trust Company.

Because of our long history in the business, we have access to an abundance of resources. First Bank & Trust Company helps farmers maintain and grow their business by providing them access to a diverse pool of resources for real estate, livestock, dairy, poultry, equipment, crops or agribusiness enterprises.

We take pride in helping those who are stewards of the land by connecting sectors of the agricultural industry, farming professionals, and their families to the financial resources they need.

*Ag loans and loans secured by farmland equal or exceed 25 percent of total loans. FDIC Data as of June 30, 2022.