Over 40 Years of Banking, Lending and Financing for Agribusiness

When you're in the farming industry, it's important to work with a financial institution that cares about your personal finances as much as your agribusiness. As one of the top local agricultural banks in Virginia, North Carolina and Tennessee, we are dedicated to working with farmers through every season of their personal financial journey. We understand the unique financial needs of farmers and offer services that support your farming endeavors, including top-tier personal banking solutions.

Worry-Free Checking

Checking Accounts for Farmers

Our checking account is fee-free and offers flexible services and innovative digital tools to simplify your finances. Manage your personal expenses and earnings with ease when you open a checking account with your local Ag bank, First Bank and Trust Company.

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Senior Grandparents And Granddaughter Picking Strawberries
Save Time & Money

Savings & Money Market Accounts

We offer savings solutions to meet the unique financial needs of farmers. From standard savings accounts to more flexible money market accounts, you can grow your finances while ensuring your cash flow can adapt to changing seasons and needs. 

Convenient Mobile & Online Banking

Get real-time access to all of your First Bank and Trust Company accounts with our Online & Mobile Banking services. Our online banking options are available whenever and wherever you need them and our app makes accessing your account on your mobile device incredibly convenient. Our digital banking options provide countless features and benefits for our customers, all geared towards making banking fast, easy and secure.

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