Checking & Savings

We know that successful businesses drive the economic health of the region. First Bank & Trust Company believes in your business. That is why we have a variety of business accounts and services tailored to organizations large and small.

Introducing First Bank & Trust Rewards

Visa Check Card Rewards are here just in time for the holiday season! Use your Visa Check Card for all of your everyday business purchases. You will earn one point for every two to five dollars spent in eligible check card purchases. Simply link your existing First Bank & Trust Visa Check Card(s) by visiting the Rewards! Website to begin earning points. 

For customer service, please call 866-678-5189. Available 24/7.

Features and Benefits:

  • Open account with $250 
  • No minimum balance requirements
  • Unlimited Transactions
  • Free Online/Mobile/Text Banking
  • Online Bill Pay available
  • Free First Call
  • Free Business Visa Check Card
  • Free Allpoint ATMs
  • e-Delivery Statements
  • Night Depository Services available
  • Account Analysis fees may apply

Gives you real-time access to all of your First Bank & Trust Company accounts via the Internet any time of the day or night.

Features and Benefits: 

  • Account Information Inquiry 
  • Statement Retrieval 
  • Current Transaction Listing 
  • Downloads to Home Financial Management Programs such as Quicken© and Microsoft Money©. 
  • Access up-to-date information about your accounts; including balances, transactions, etc. 
  • Easy to keep your checkbook balanced. 
  • Transfer funds between accounts (e.g. savings to checking, checking to loan, etc.)

Available to any Business Customer currently enrolled in Online Banking.


  • Automatic bill payments. (Bill payments may be scheduled up to a year in advance.) 
  • Recurring bill payments 
  • Currently .49 cents per payment 
  • Track your payment history to view who you paid, when the payment occurred and the amount of the payment.


  • Avoid late fees. Payments can be set up so that your bills are automatically paid when you want. 
  • Access your account online—any day, anytime.

You must be enrolled in Online Banking to use this service. Click below to enroll in Online Bill Pay.


For businesses with more complex financial needs or high transaction volume. Our Business Account Analysis offers interest credit which may help offset fees. This account also comes with a business ATM card, Online Banking, Bill Pay and e-statements.

Features & Benefits:

  • Free account with no minimum balance
  • Authorized in Virginia and Tennessee

First Teller Customer Login


  • Deposit checks from the convenience of your home or office
  • Direct deposit payroll option available
  • Capability to set-up automatic drafts


  • Enjoy speed, savings, convenience and security
  • Promote efficiency and profitability 

PC System requirements include:

  • High speed internet connection
  • Local Administrative rights
  • USB port 2.0 or higher

Microsoft Windows:

  • Windows 7: Microsoft Internet Explorer 11 or Google Chrome
  • Windows 8.1: Microsoft Internet Explorer 11 or Google Chrome 
  • Windows 10: Microsoft Internet Explorer 11 or Google Chrome 
  • .NET Framework 4.6 or higher 
Note: The current version of Chrome, and its two previous versions, are supported.

Scanning hardware is required, and available for lease at First Bank & Trust Company. Must have a checking account at First Bank & Trust Company to process transactions.

Visit or call your nearest office for full details or for a free demo.