Local guidance you can trust.

Home Starts Here

Working with a local mortgage lender means having a trusted partner who understands your community, your market, and your unique homeownership goals. Local lenders provide personalized guidance, faster decision-making, and direct access to experienced mortgage professionals who are with you every step of the process. With local servicing and ongoing support, you can enjoy a smoother, more responsive lending experience from application to closing—and beyond.

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Meet Your Mortgage Lender

Robin Johnson

NMLS #664329

Robin’s so much more than just another mortgage banker. She understands the importance of building relationships and understanding each client's unique needs. That’s why she and many of her clients have formed cherished friendships. When you serve as a caring, trusted resource, it’s a natural progression.

“The financial and housing markets have become more complex, with changing interest rates affordability challenges and an overwhelming amount of information available online, customers need a trusted professional to help them understand their options,” says Robin. “I find that more than ever, people value personal guidance and local banks they can trust.”

 

Wilson, North Carolina

Mortgage Loan Solutions That Set First Bank and Trust Apart

Local Team of Mortgage Bankers

Our local Mortgage Bankers know the community and have the resources and experience to help secure home financing.

Flexible In-House Loan Programs

Our home loan programs are truly designed to meet your unique needs.

Local Servicing

We service the majority of our loans locally, so you can enjoy the conveniences of managing your home loan with your local bank for the entire duration of your loan.

Local Team of Mortgage Bankers

Our local Mortgage Bankers know the community and have the resources and experience to help secure home financing.

Flexible In-House Loan Programs

Our home loan programs are truly designed to meet your unique needs.

Local Servicing

We service the majority of our loans locally, so you can enjoy the conveniences of managing your home loan with your local bank for the entire duration of your loan.

Apply for a Home Mortgage with your Local Lender

First Bank and Trust Company is also an active participant in the USDA Rural Development Program. There are home loans available for residents of rural regions throughout the communities we serve. As a preferred lender, we can help you determine if you meet the eligibility requirements for a USDA rural housing loan.

Wilson, NC and Surrounding Areas

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