Local guidance you can trust.

The best homebuying experience begins right here, at home.

Local mortgage lending teams means local decision-makers. That can be valuable in Wilson's housing market because borrowers often benefit from working with lenders who understand local property values, neighborhoods, and regional economic conditions. 

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Robin Johnson

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Wilson, North Carolina

Mortgage Loan Solutions That Set First Bank and Trust Apart

Local Team of Mortgage Bankers

Our local Mortgage Bankers know the community and have the resources and experience to help secure home financing.

Flexible In-House Loan Programs

Our home loan programs are truly designed to meet your unique needs.

Local Servicing

We service the majority of our loans locally, so you can enjoy the conveniences of managing your home loan with your local bank for the entire duration of your loan.

Local Team of Mortgage Bankers

Our local Mortgage Bankers know the community and have the resources and experience to help secure home financing.

Flexible In-House Loan Programs

Our home loan programs are truly designed to meet your unique needs.

Local Servicing

We service the majority of our loans locally, so you can enjoy the conveniences of managing your home loan with your local bank for the entire duration of your loan.