Convenience Services

First Bank & Trust Company offers several convenience services to give you secure real-time access to all of

your First Bank & Trust Company accounts via the internet. At any time of the day or night you can check your balances, transfer funds, monitor accounts for unauthorized activity and much more.

Open an account or apply for a loan online in 5 minutes or less

Open an account online in 5 minutes or less!

Choose from a selection of deposit accounts to fit your personal needs, including Free Checking, Checking with Perks or Premier Checking with Perks. We also offer Traditional Savings, Money Market and Health Savings accounts, which can all be opened online in 5 minutes or less.

Open an account online

Apply for a loan online in 5 minutes or less!

We have financing available for all of your personal needs. From personal and vehicle loans, to debt consolidation or a personal line of credit. Apply for financing online in 5 minutes or less.

Apply for a loan online

Card Management
Manage your First Bank & Trust Visa Check Card from within digital banking

Card Management offers you a convenient way to manage your check card. Easily activate and deactivate your cards, receive instant alerts on your mobile devices, set travel notices and limit usage based on location, merchant preferences, transaction type, and threshold amounts. These innovative features help reduce fraudulent transactions, keeping your cards safe. Simply enroll in digital banking to begin using Card Management.

Mobile Banking
First Bank and Trust Company app

Mobile Banking

Our free mobile app boasts many features and benefits, all geared towards making banking fast, easy and secure for our customers.

Get started with digital banking here

Text Banking

Text Banking provides access to simple menus like account balance and transaction history, and is designed for viewing on any mobile device by texting 89549

Text Banking Instructions

Visa Check Card Services

About Your Visa Check Card

A Visa check card gives you all of the features of a traditional ATM card with the ability to pay for items at any location that accepts Visa, without having to write a check.

Features:

Assign or change your PIN
24 hour access to funds
No charge if used at First Bank & Trust Company or Allpoint ATM
Toll free number to report lost or stolen cards

Benefits:

Eliminate check writing hassles
Worldwide access to your funds at any location that accepts VISA
Cash when you need it
Get credit card convenience without credit card costs
Access to all First Bank & Trust Company accounts at over 55,000 Allpoint ATM locations.
Cash back with debit transactions at select merchants.

Notice to customers using Verified by Visa: Verified by Visa has been replaced by eGuard. If you use Verified by Visa to lower the risk of fraudulent ecommerce transactions when you make online purchases, you will no longer be required to remember a password for each transaction. With eGuard, your security is authenticated with a one-time password via SMS.

For more information about eGuard as provided by our partners at Vantiv, click here.

24 Hour Visa Check Card Support

Receive 24 hour support for questions related to your Visa Check card after banking hours when you call 866-531-9197. Speak to a live operator for questions regarding travel rules, replacement cards, PIN mailer requests, card activation and address or phone number changes.

Free Telephone Banking

Telephone Banking is free to all customers at one new toll-free number,
833 FIRST 11 or 833-347-7811.

New Features:

- Improved speech recognition
- Hear detailed deposit and loan account information
- Hear future dated transactions
- Transfer funds and schedule automatic transfers
- Make payments and schedule automatic payments

Menu Options:

1. Account Balance

2. Account History

3. Funds Transfer or Make a Payment

4. PIN Maintenance

5. Get Bank Information

6. Future Dated Transactions

7. Get Account Information by Email

Global Command "Shortcuts" :

8* Speech

1* Help Menu

3* Main Menu

8 Go Back

5* Skip

# Repeat

7* Hang Up

O Operator

Online Banking

Extra Awards

Extra Awards is a free benefit to our customers.

Use your First Bank & Trust Visa Check Card for all of your everyday purchases. You will automatically earn one point for every four dollars spent in eligible check card purchases. Simply enroll in digital banking to begin earning points towards your purchases.

Extra Awards Support: 855-854-5493
Non-travel redemptions: 9:00 a.m. to 9:00 p.m. ET, Monday-Friday
Travel redemptions: 8:00 a.m. to 12:00 a.m. ET, Monday-Sunday

Apple Pay

With Apple Pay, you can simplify the way you shop by adding your First Bank & Trust Company Check Card(s) to the Wallet app on your iPhone® 6 (or higher version). Then, you can easily check out at many of your favorite retailers with just the touch of your finger. You must be a customer in order to sign up for Apple Pay. If you are not a current customer you can open an account online in about 5 minutes.

Get Started

Samsung Pay

With Samsung Pay, you can simplify the way you shop by adding your First Bank & Trust Company Check Card(s) to the Wallet app on your mobile device. Then, you can easily check out at many of your favorite retailers with just the touch of your finger. You must be a customer in order to sign up for Samsung Pay. If you are not a current customer you can open an account online in about 5 minutes.

GET STARTED

Android Pay

With Android Pay, you can simplify the way you shop by adding your First Bank & Trust Company Check Card(s) to the Wallet app on your mobile device. Then, you can easily check out at many of your favorite retailers with just the touch of your finger. You must be a customer in order to sign up for Android Pay. If you are not a current customer you can open an account online in about 5 minutes.

GET STARTED

Additional services