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Discover the Money-Saving Benefits of a New Checking Account.

Open a Checking with Perks or Premier Checking with Perks account and enjoy access to deals and discounts, roadside assistance, and more.

Open a Checking With Perks Account
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Save Money and Time, Get Peace of Mind.

First Perks App Mobile Phone Mockup

Cell Phone Protection
Phone broken or stolen? You’re covered with repair or replacement.

Roadside Assistance
Available 24/7 and free to use, covers up to $80 in covered service charges.

Fuel Savings
Earn rewards to redeem at the pump simply by using your First Bank and Trust Visa Debit Card for everyday purchases.

Deals and Discounts
Shop local, save local. Discover discounts and national retailer deals.

Billshark 
Billshark’s team of experts can handle bill negotiations and subscription cancellation requests for you — saving time, money, and stress!

More
Health Savings, Travel Accidental Death Insurance, ID Theft Aid

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Checking with Perks

Benefits you'll use.

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Premier Checking with Perks

Get rewarded for your relationship.

Woman smiling at phone

Free Checking*

Meet your basic banking needs.

Swipe left or right
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Checking with Perks

Benefits you'll use.

Women smiling and eating around a table

Premier Checking with Perks

Get rewarded for your relationship.

Woman smiling at phone

Free Checking*

Meet your basic banking needs.

Three friends smiling and dancing

Checking with Perks

Benefits you'll use:

  • Cell Phone Protection
  • ID Theft Aid
  • Shop Local, Save Local
  • Health Savings Card - save money on prescriptions, eye exams, frames, lenses and hearing services
  • Roadside Assistance
  • $10,000 Travel Accidental Death Insurance - covers loss of life due to accident while traveling
  • BillShark - bill negotiation and subscription cancelling service
  • BaZing Fuel - convenient access to popular fuel rewards programs

Only $5 per month.

Open An Account

Premier Checking with Perks

Get rewarded for your relationship:

  • Cell Phone Protection
  • ID Theft Aid
  • Shop Local, Save Local
  • Health Savings Card - save money on prescriptions, eye exams, frames, lenses and hearing services
  • Roadside Assistance
  • $10,000 Travel Accidental Death Insurance - covers loss of life due to accident while traveling
  • BillShark - bill negotiation and subscription cancelling service
  • BaZing Fuel - convenient access to popular fuel rewards program

Avoid a $5 monthly fee with a $2,500 minimum account balance.

 

Open An Account
Women smiling and eating around a table
Woman smiling at phone

Free Checking*

Meet your basic banking needs:

  • Anywhere banking tools - online banking, mobile banking, bill pay, Visa Debit Card, eStatements, card control, Debit Card Rewards, mobile deposit, digital storage vault, and 24/7 fraud monitoring
  • Open an account with $50. eStatement enrollment required to avoid $2 paper statement fee.
  • No minimum balance requirements or monthly service charges.
  • Unlimited transfers to other accounts.
Open An Account

Download the First Perks App to Start Exploring the Savings and Benefits!

First Perks on Apple Store
First Perks on Google Play Store

Start Your Journey with First Perks

View the First Perks Benefits Reference Guide here.

Anywhere Banking Tools

Every checking account comes with our industry-leading digital banking tools:

Direct Deposit
Bill Pay
eStatements
Credit Score
Card Management
Direct Deposit
Bill Pay
eStatements
Credit Score
Card Management

First Perks Terms and Conditions 

1 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. 2 Subject to the terms and conditions detailed in the Guide to Benefits. 3 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. 4 Billshark, identity monitoring, and credit monitoring each require additional activation to begin.

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