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Checking & Savings

First Bank and Trust Company offers a variety of checking and savings account options that are sure to meet your banking needs. Since 1979, we've proudly offered free checking!* Find the account that's right for you.

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Personal Checking

We have a diverse selection of checking account options, from our straightforward and cost-effective free checking* account to our premier checking accounts with added benefits and savings opportunities. Select the perfect solution to match your financial lifestyle and open your account online in minutes.

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A Safe Place for Your Money

Personal Savings

Let's get to work on building your nest egg. Open a savings account with First Bank and Trust Company. Choose from any of our savings vehicles to watch your money grow while having access to make withdrawals as often as needed.

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Enroll in Online Banking

Utilize free financial tools, manage your accounts securely, and access valuable financial education through First Bank and Trust Company's state-of-the-art digital banking platform.

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Free Checking Disclosure

*$50 opening deposit required. eStatement enrollment required to avoid $2 paper statement fee.