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Now Open in Wilson North Carolina

Free Checking*

Enjoy truly free checking with none of the monthly fees or endless lists of requirements. Our free checking account allows you to access your money, your way by providing you with free, 24/7 access to our industry leading digital banking tools - available online and on the go through the First Bank and Trust Company Mobile Banking app. 
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Industry-Leading Digital Banking Tools

Online & Mobile Banking

Experience the best of both worlds, local service and digital convenience. Our digital banking experience provides free tools, secure access, and invaluable financial education, empowering you to manage your accounts with ease, regardless of where you are.

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Free Checking Disclosure

*$50 opening deposit required. eStatement enrollment required to avoid $2 paper statement fee. 


First Perks Terms and Conditions

1 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. 2 Subject to the terms and conditions detailed in the Guide to Benefits. 3 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED.
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. 4 Billshark, identity monitoring, and credit monitoring each require additional activation to begin.

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