Fraud and Security

Back-to-School, Back to Scams

August 13, 2026

August is one of the busiest shopping months of the year. Families are purchasing school supplies, clothing, electronics, and other essentials, while businesses are preparing for increased activity heading into the fall. Unfortunately, scammers know this and often use the back-to-school season to target unsuspecting consumers.

Whether you're shopping online or in stores, taking a few extra precautions can help protect your personal and financial information.

Watch Out for Fake Online Stores
Cybercriminals often create websites that look like legitimate retailers and advertise deep discounts on popular back-to-school items. Once an order is placed, the merchandise never arrives—or worse, your payment information is stolen.

Before making a purchase:
• Shop with retailers you know and trust.
• Look carefully at the website address for misspellings or unusual domain names.
• Be cautious of deals that seem too good to be true.
• Research unfamiliar sellers before purchasing.

Beware of Phishing Emails and Text Messages
Scammers may send fake shipping notifications, discount offers, or coupons designed to get you to click on malicious links. Instead of clicking links in emails or text messages:

• Visit the retailer's website directly.
• Track packages using official shipping company websites or apps.
• Never provide login credentials or payment information through unsolicited messages.

Use Secure Payment Methods

Whenever possible:
• Use a credit card or trusted digital payment service.
• Avoid sending money through person-to-person payment apps when purchasing from someone you don't know.
• Monitor your accounts regularly for unauthorized transactions.

Tips for Business Customers
Businesses preparing for seasonal purchasing should also remain vigilant. Fraudsters often impersonate vendors or shipping companies during busy buying periods.
Verify changes to payment instructions through a known phone number, and ensure employees responsible for purchasing understand the warning signs of phishing and payment fraud.

Print & Download