Business Banking

Choosing The Right Payment Processing Equipment for Your Business

February 20, 2023

Operate your business smarter, not harder, by choosing the right payment processing equipment.

There are a multitude of duties and responsibilities that demand your time when you’re running a business. Aside from managing inventory, supervising employees and all the other administrative duties, your payment processing system may not be top-of-mind. This could be a deal-breaker when it comes to making your business more profitable. Choosing the right payment processing equipment can seem like a daunting task, but it’s all about understanding how you want to get paid.

Credit Card Processing Equipment

If you accept credit cards, the Clover suite of products makes doing business easier by providing you with the right mix of POS hardware and software allowing your business to accept credit cards, EMV® chip and contactless payments like Apple Pay® from customers, safely and securely.

Powered by technology from First Data, an industry leader in payment processing solutions, Clover is not just an EMV solution, it's a payments-as-a-service platform. What does this mean for your business? Everything! It gives your point-of-sales more flexibility and provides the opportunity to build customer-facing experiences that make your business stand out. There are several options depending on your unique needs:

  • Clover Station – The all-in-one point of sale and payments system comes complete with a cash drawer. Includes built-in capabilities that help speed up transactions, simplify daily tasks, and enable the latest payment acceptance. An all-in-one system.
  • Clover Mini – A compact countertop POS with the capabilities to go big. Accept swipe, EMV chip, and NFC payments right out of the box. Customizable with do-it-all apps for whatever your business needs. Keep things moving at the register by printing customer receipts on the spot.
  • Clover Flex – Free your hands, minds and countertops for the things that matter. Off-site Sales: Because it’s LTE / Wi-Fi enabled, Clover Flex lets you accept payments outside of your store and on the road. Pay at the table: Process a card, print the receipt, get a customer signature and tip without missing a beat. Built-in functionality: Clover Flex is packed with features like a printer, camera and 1D/2D barcode scanner. Accept the latest payment types including EMV chips or Apple Pay®.
  • Clover Go – Accept payments anywhere. No matter how your customer is paying, Clover Go can take it, and you get paid fast! Whether you’re running around town or running around your store, Clover Go Mobile POS app and Clover Dashboard place additional, robust features at your fingertips. Big things come in small packages with Clover Go including intuitive sales reporting, business insights and more.

No matter which Clover product you choose, every transaction, from swipe to finish, is protected. The online PCI compliance wizard helps you adhere to the latest security standards. And, in the event of a data breach, get a liability waiver of up to $100,000 for card association fines and expenses. Get expert guidance with an additional level of client service expertise to address your business security questions and concerns.

Check Processing via Remote Deposit Solutions

Accepting checks allows you to provide your customers with options other than credit cards, but taking deposits to the bank every day is not the best use of your time. If this is you, consider one of First Bank and Trust Company's remote deposit solutions.

The best remote deposit solution for your business largely depends on the volume of checks your business receives. If you are receiving a substantial number of checks, Remote Deposit Capture may be the best fit for your business. Remote Deposit Capture allows you to securely deposit checks at any time of the day from your home or office, and that’s not all! You can manage direct deposit payroll transactions as well as automatic drafts. Scanning hardware is required for RDC, and the equipment is available for lease at First Bank & Trust Company. For businesses with smaller check volumes, FB&T Mobile Remote Deposit may be most suitable. The free app allows you to take and upload pictures of checks from virtually anywhere, making it a fantastic solution for mobile or remote teams.

Payment Processing Perks with First Bank and Trust Company

As an added benefit, when you lease payment processing equipment from First Bank & Trust, you can enjoy the benefits of personalized service from a local business relationship specialist, from installation to free consultations and advice on how to build success for your business through the use of better sales tools. For more details, and to find out which payment solutions are best for your business, get in touch with one of our local Business Relationship Officers.


Original Publish Date: August 29, 2019
Article Revised: February 20, 2023

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