News

Five Pillars Supporting One Commitment

September 15, 2026

The Bank that Puts You First

What makes a bank more than just a place to manage your money? At First Bank and Trust Co., we believe it starts with putting people first. From personalized banking and local decision-making to genuine community connections, we’re committed to being a financial partner who knows you, listens to you, and helps you move confidently toward your goals. But what truly sets First Bank and Trust Co. apart from other banks? Here are five things that make the difference—and show why banking with us is about more than just your account.

1. We believe banking should begin with people—not account numbers. 

Since 1979, we have remained committed to putting our customers first by providing dependable service, thoughtful financial solutions, and a personal approach to every relationship. Whether you're planning for the future, buying a home, or managing your everyday finances, our goal is simple: to help you achieve what matters most to you.

 

Laurie Williamson, Branch Operations and Business Relationship Representative, works with a customer in Wilson, NC, to find the right banking solutions.
Laurie Williamson, Branch Operations and Business Relationship Representative, works with a customer in Wilson, NC, to find the right banking solutions.
 

2. We believe strong banking relationships are built through trust, honest conversations, and genuine care.

Our employees take the time to know our customers, understand their goals, and be there when important financial decisions arise. We don't believe in one-size-fits-all banking. Instead, we build lasting relationships that grow with our customers and their changing needs.

Agricultural Lender Garrett Shumate meets with Jimmy Huffard of Duchess Dairy in Rural Retreat, VA, to find the right banking solutions for his agricultural operation.

3. As a community bank, we are proud to serve the communities we call home.

Our decisions are made locally by people who live and work in the markets we serve. That local perspective allows us to understand the opportunities and challenges facing our customers, families, and businesses and to make decisions with those communities in mind.

Hannah Ford reads to a classroom during Teach Kids to Save Day
Hannah Ford reads to a classroom during Teach Kids to Save Day because empowering our communities through education is important to us. 

4. Listening is at the heart of how we serve.

We take the time to understand where you are today and where you want to go tomorrow, then provide products and services designed around your individual needs. From opening your first checking account to saving for the future, purchasing a home, or growing your business, our team is here to provide knowledgeable guidance and personalized solutions.

Jayna Porter, Branch Operations Officer, provides personalized guidance to a customer.
Jayna Porter, Branch Operations Officer, provides personalized guidance to a customer.


5. Choosing a partner that believes in the success of its customers and its communities.

Your deposits help support local lending, small businesses, homeownership, and economic growth. By building strong relationships and investing in the places we serve, we can help create stronger communities together. You're more than a customer—you're our neighbor, and we're proud to be your community bank.

Ashley Adams, VP - Market Leader, reviews plans for our full-service branch in Morristown, TN, reflecting our commitment to investing in the people, businesses and projects that help our community thrive.


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