Wilson, NC

Local People, Local Service

For First Bank and Trust Company, banking is personal. Our local team lives and works in the same community you do, giving you direct access to knowledgeable professionals who understand the needs of local families, businesses, and neighborhoods in Wilson, North Carolina.

Whether you're opening your first account, financing a home, or growing a business, you'll receive friendly, relationship-focused service from people who are committed to helping Wilson thrive. Because when banking is local, decisions are made closer to home and relationships come first.

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Community Banks Still Matter

Proven Performance, Exceptional Customer Service

2026 brings the First Bank and Trust Company a series of impressive national and regional recognitions that reflect not only strong performance, but a fundamentally different approach to banking.

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S&P Global Market Intelligence

On a national level, the bank was ranked #28 in S&P Global Market Intelligence’s 2025 Top 50 Best Performing U.S. Community Banks within the $3 billion to $10 billion asset category. This ranking is based on rigorous performance metrics such as return on assets, efficiency, and asset quality, further reinforcing the bank’s disciplined approach to growth and operations.

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American Bankers Association

Ranked as the 3rd largest agricultural bank in the United States and the 17th largest agricultural lender among all U.S. commercial banks by dollar volume, according to the American Bankers Association. These distinctions highlight a deep, ongoing commitment to farmers, agribusinesses, and rural communities; relationships that are often overlooked by larger, national institutions.

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BauerFinancial

Earned a 5-Star Superior rating from BauerFinancial, the nation’s leading independent bank rating firm. This designation is reserved for banks that demonstrate exceptional financial strength, stability, and reliability, giving customers confidence that their financial partner is built to last.

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Mortgage Division

Help To Becoming a Homeowner

Working with a local mortgage team means your loan is guided by professionals who know the market you call home. In Wilson, borrowers can benefit from lenders who understand local neighborhoods, property values, and the economic factors that shape the housing market. That local knowledge can help make the home financing process more personalized and informed.

North Carolina

A Leader in Ag Lending

  • Farm Real Estate Loans
  • Operating Lines of Credit
  • Equipment & Livestock Loans
  • Agribusiness Loans
  • FSA-Guaranteed Loans
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