Credit Card Processing

First Bank & Trust Company's Merchant Credit Card Services allows your business to easily accept major credit and check cards payments from your customers. Manage your business from anywhere including sales, inventory, special promotions and even business reports.

  • Offering a variety of options for processing credit card payments
  • EMV Chip Card Compatible
  • Mobile and Web processing available
  • Ask about accepting Gift Cards at your business
  • Local support
  • Customized to individual business needs
  • Competitively priced
  • Robust reporting

Point of Sale Services
Clover station
Clover Station makes it easier and faster than ever to run your business using one device. 
This all-in-one systems features a cash drawer and receipt printer, a 14" high-definition screen that makes everything from ringing up orders to inventory management and reporting easier than ever.


Clover Mini allows you to accept multiple payment types while protecting sensitive customer and business information. Clover Mini is easy to use and doesn't take up valuable counter space. As a Clover Mini user, you will have access to business management apps and valuable insights pertaining to your business sales analytics.

Clover Flex

Get the device that’s as dynamic as your business. Clover Flex is the all-in-one device with the built-in capabilities to help you serve your customers better—whether at the counter, in line, at the table or on the go.

 Clover Go

Securely and reliably accept both credit and debit cards – including EMV chip cards and contactless payments such as Apple Pay™, Samsung Pay® and Android Pay™ – right from your personal smartphone or tablet.

We are here to help your business succeed.  Get more information about our Cash Management services by filling out our convenient online form or contacting the Business Relationship Specialist in your area.

Southwest VA

Nikki Reynolds

Phone: 571-473-5949

Tri Cities VA/TN

Misty Pack

Phone: 276-773-6152

Lynchburg, VA

Penny Baunach

Phone: 434-509-1201

New River Valley

Penny Witt

Phone: 540-819-8034

Shenandoah Valley

Jackie Kurtz in a new window)

Phone: 540-943-5020

Don't See Your Area Listed?

Contact Misty Pack

Phone: 276-773-6152

The CLOVER name and logo are trademarks owned by Clover Network, Inc., a wholly owned subsidy of First Data Corporation and registered or used in the U.S and many foreign countries.  First Bank & Trust is a contracted re-seller of the First Data and Clover solutions.  This web page is not an official page of First Data Corporation, Clover, its subsidiaries or affiliated businesses.
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